Home Project Financing

Loan Options

We offer both personal loans and Home Equity Lines of Credit to make your project dreams come true! Pre-Apply to give us your information and have a loan officer contact you about options to get your project done!


No commitments. Absolutely zero impact to your credit.

Home Equity Line of Credit

Our HELOC program is the best in Texas! If you have equity in your home, you may qualify for a HELOC. A HELOC allows you to access the funds you need, when you need them. You could borrow up to 80% of your home's tax appraisal value (minus any other liens), to use for home improvement projects, debt consolidation, or anything else! 

-Lower rate than personal loans
-Flexibility to use the money when you need it, on what you need! 

For more information call our Amarillo branches at 806.373.0736.

HELOC Minimum     $10,000
HELOC Maximum     No max (with approved credit) 
Minimum HELOC Advance      $4,000
Annual HELOC Advances Allowed      Unlimited

Signature Loans

Signature loans are there for anything you may need. Whether it's for a vacation, wedding, debt consolidation, kitchen remodel, or whatever else, we can fund it. With this loan, you get a lump sum of the amount you want to borrow, then pay it back in small monthly payments. 

Frequently Asked Questions:

  • Do I have to use the money for home improvements?

  • Are the interest rates better than other loan options?

  • Is the interest tax deductible?

  • Are there fees and closing costs?