Student Checking

The Perks For Students:

  • Get paid up to $5 an 'A', up to $20 a report card!* 
  • Free VISA Debit Card, accepted almost everywhere! 
  • No minimum opening deposit
  • No monthly fees
  • Free Online Banking
  • National ATM Coverage provided by TransFund & Moneypass Networks
  • Protected by FraudWatch +


Zogo is an app that teaches you financial literacy in short, fun snippets. You can even earn points to redeem for gift cards!

Android Mobile App    iPhone Mobile App

The Perks For Parents: 

  • Parents can monitor the student's account
  • Students will not be able to charge more on the debit card than what's in their account
  • A debit card offers more financial protection than cash, especially when traveling
  • Students can learn financial independence and how to manage money with a Student Checking Account with SFFCU 

To Get The Grade Incentive, Students Must: 

  • Be aged 12-18 and enrolled in a middle or high school
  • Bring in their report card within 30 days of receiving it
  • Have a debit card, receive e-statements, and be signed up for online banking
  • Have a minimum of 5 debit card transactions in the past 30 days

A parent will be required to be on the student's account. Only grades for core classes will be eligible for the grade incentive. A Santa Fe Federal Credit Union representative will determine what classes qualify. In general, core classes consist those relating to Math, Science, History, and English.