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Home Equity Line Of Credit

Note: This loan product is only available to members living in a Texas residence.

Our HELOC program is the best in Texas! If you have equity in your home, you may qualify for a HELOC. A HELOC allows you to access the funds you need, when you need them. You could borrow up to 80% of your home's tax appraisal value (minus any other liens), to use for home improvement projects, debt consolidation, or anything else! 

For more information call our Amarillo branches at 806.373.0736.

HELOC Minimum     $10,000
HELOC Maximum     No max (with approved credit) 
Minimum HELOC Advance      $4,000
Annual HELOC Advances Allowed      Unlimited



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Frequently Asked Questions:

  • Do I have to use the money for home improvements?

  • Are the interest rates better than other loan options?

  • Is the interest tax deductible?

  • Are there fees and closing costs?