Pay My Loans

Why worry about how to make your payments when there are so many options you have as a member of Santa Fe FCU. Below is an overview of our payment method(s) offered at Santa Fe FCU.

Loan Pay:

Make a payment from anywhere using Loan Pay through Online Banking! You can draft payments 2 ways of using this service.

  • Option 1, using your routing number and account number, normally found on the bottom of a check. This will allow us to draft using ACH (eCheck), your other Financial Institution for this payment. There is no fee for this payment option, it can take up to 48 hours to draft the other Financial Institution. For more information please click here.
  • Returned Check fees still apply.
  • Option 2, using your Debit Card information you can make the payment. There will be a hold placed on your drafting Financial Institution’s account. There is a $4.95 service for this payment method. For more information please click here.
  • Recurring payment options are available for this payment method.

Remote Deposit Capture:

You can always use the Remote Deposit system to make payments.

  • Using your Mobile App, you can take a picture of a check, and submit the check electronically. Once the check is approved you can check back on your account, once the funds are in Savings or Checking, you can simply transfer the funds to the loan needing payment. For more information onto how Remote Deposit works and guidelines please click here.
  • There is no fee for the usage of this service.
  • Returned Check fees still apply.    

ACH Drafts:

Using ACH Drafts you will need to enter any of our branches, to fill and sign an ACH Authorization Draft form.

  • You will need to have the routing and account number for the drafting Financial Institution, once this has been signed and accepted, your ACH Draft will pull on the date setup.
  • Our ACH Drafts currently only draft on the 1st and the 16th of each month.
  • Cancellation is required this payment method. Cancellation form can be mailed, or signed in person.
  • Returned Check fees still apply.

Auto Transfer:

You may establish a recurring transfer from your Santa Fe FCU account to your Santa Fe FCU loan.

  • You can call one of our branches and we can set this up for you. You must sign a document for authorization of this service.
  • You can also schedule transfers yourself by logging in to your Online Banking to set up your automatic payment. Click on the transfers tab, then click scheduled transfers button.
  • There is no fee for this service.     

In Person:

You can always come into the branch and make your payment in person or use one of our drive thru lanes offered at each branch.

  • You can use the payment coupons provided to make payments.
  • Or you will need your account number or social security number so we may find your account.
  • If sending a non-member to make the payment please keep in mind the receipt provided will be blacked out to maintain our member’s security. 


You may mail in a check or money order, attached with your payment coupon to:

Santa Fe FCU
PO Box 15088
Amarillo, TX 79105

Santa Fe FCU
PO Box 92852
Albuquerque, NM 87199