online banking

Remote Deposit Capture

Deposit a check from anywhere!

Remote Deposit Capture lets you submit photos of the front and back of your endorsed checks into your checking or savings Deposit Accounts with the Credit Union. 

Deposit Limits 

Daily Deposit Limit

Items Per day

Per Item Limit

Rolling 30-day Limit

$1,500

5

$1,500

$6,000

Steps to submit a Remote Deposit

  1. Endorse your check as follows:
  2.   Front: Remote Deposit on [current day’s date] 
      Back: Remote Deposit on [current day’s date]
  3. Login to SFFCU Mobile App; Click on Remote Deposit
  4. Select a Deposit Account
  5. Enter dollar amount show on Original Check image
  6. Follow Prompt:Take a picture of the FRONT of the check.
  7. Follow Prompt:Take a picture of the BACK of the check.
  8. Click Submit

Note: Deposits received before 2:00 P.M. CST on Monday through Friday will be considered deposited on that day. Deposits received after 2:00 P.M. CST on Monday through Friday at any time will be considered deposited on the next Business Day.

Benefits Include:

  • Freedom to deposit original checks anytime and from anywhere with your Mobile App
  • Safe, fast and secure transmission of your funds
  • Easily review Remote Deposit history
  • Easier ability to make Loan payments
  • Save time and money by reducing trips to the Credit Union

Who's eligible to use the Remote Deposit service?

Every member of Santa Fe Federal Credit Union is eligible to use remote deposit service. 

  • You must be enrolled in Online Banking
  • You must submit the check from within our Mobile App
  • You must have one or more eligible Deposit Accounts with us for at least 30 days


Click here to view the Remote Deposit Capture Disclosure Agreement.


Frequently Asked Questions:

  • Types of Checks we do NOT allow:

  • Tips for Remote Deposit:

  • What is Remote Deposit Capture service?

  • Who’s eligible to use the Remote Deposit service?

  • How do I Enroll to use Remote Deposit Capture service?

  • When will my Remote Deposit be available?

  • Is there a limit on how much money I can deposit using the Santa Fe FCU Mobile App?

  • How will I know if there’s a problem with my remote deposit after I submit it?

  • What should I do with my paper check after using Remote Deposit Capture?

  • Are there fees for using Remote Deposit Capture?